Welcome to Home Ownership Group. We help people become homeowners without bank qualifying. We are not Realtors.

We are an organization that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.

We are an alternative to buying a home the traditional way. You do not need to have perfect credit and we offer payments to fit your budget.

You are not renting the property or renting to own. You are buying it.

We finance the property for you with what is called a “deed of trust” or a “land contract”. These are very common and every closings, handled by an authorized signing service or a state licensed attorney, just like any other real estate transaction. So you can rest assured that everything is handled professionally.

You will make principal and interest payments and will also be responsible for the taxes and insurance just like any other homeowner. We can however escrow taxes and insurance for you if you like, to help you budget for these expenses. Sometimes this is a requirement for approval.

One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.

Our homes range in price from $38,900 to $79,900 and typically require a down payment of $3,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.

We offer single-family homes and doublewide mobile homes with land. We have found that many home buyers like and even prefer double wide mobile homes, because for the same price they can get a newer, larger home with more amenities such as vaulted ceiling, garden tub, island in the kitchen and more on a large lot.

We seek to only buy properties that are move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.

Unlike other similar companies that buy distressed bank owned properties in bulk and then resell them this way, our properties are hand picked and purchased one at a time based on our strict underwriting guidelines.

Because we hand pick all of our properties, as you can imagine, they go very fast. So if you see a home you are interested in you need to act quickly before it is sold. Please contact us today to get the process started so you do not miss the home you want.

The process is fast and very simple. Call our office at 281-516-8859 and a friendly homeowner specialist will be glad to assist you in helping you become a homeowner.

Thank you and we look forward to serving you.